Senior ML Engineer

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<p><span style="font-family: Arial, sans-serif; font-size: 12pt">The Senior ML Engineer will spearhead the end-to-end development, deployment, and</span></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt">stewardship of machine-learning solutions that power credit-risk, collections-strategy,</span></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt">conversion-optimisation, and fraud-detection processes in MD Finance. Working hand-</span></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt">in-hand with Risk, Product, Operational and other teams, the role will translate business</span></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt">goals into robust models, ensure their ongoing performance, and identify new AI/ML</span></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt">opportunities that raise the company’s bottom line.</span></p> <p><br></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold">Professional qualifications</span></p> <ul> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">7+ years’ experience in Machine Learning / Data Science, with 3+ years in credit-</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">lending organisations.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Demonstrated delivery and productionisation of Probability-of-Default (PD)models, credit-limit strategies, fraud-detection, conversion-uplift, and collections-</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">optimisation models.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Advanced Python proficiency and solid grasp of modern ML algorithms, feature</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">engineering, and model-evaluation best practices.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Ability to write, structure, and optimise complex SQL queries.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Deep understanding of the credit lifecycle, especially online lending workflows.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Proven skill in sourcing, cleansing, and generating features from data sets.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Comfortable setting up and maintaining modelling environments (local, cloud, or</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">on-prem).</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Detail-oriented, accountable, and committed to both team and individual targets.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">English B1 or higher.</span></li> </ul> <p><br></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold">Preferred / bonus qualifications</span></p> <ul> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Practical experience with LLM solutions:</span></li> </ul> <ul> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Using commercial APIs (e.g., OpenAI, Anthropic, etc.).</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Self-hosting of open-source models</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Fine-tuning of open-source models.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Building voice chatbots.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Building RAG chatbots.</span></li> </ul> <ul> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Experience with Computer Vision models for document or image processing.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Building ML pipelines and deploying models to production.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Creating executive dashboards and model reports in Power BI.</span></li> </ul> <p><br></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold">Main responsibilities</span></p> <ul> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Design, train, and deploy probability of default models.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Build credit-limit strategies.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Discover and scope AI/ML opportunities that boost efficiency and revenue of the </span><span style="font-family: Arial, sans-serif; font-size: 12pt">company, including collections optimisation, fraud control, conversion lift, etc.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Analyse data sources and engineer features for modelling.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Produce and update internal model documentation.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Implement model monitoring.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Plan and execute A/B tests.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Build Computer Vision pipelines to automate lending workflows.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Develop LLM-based solutions that streamline internal processes or enhance </span><span style="font-family: Arial, sans-serif; font-size: 12pt">customer experience.</span></li> </ul> <p><br></p> <p><span style="font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold">Expected results</span></p> <ul> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Implemented probability of default models and credit-limit strategies.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Launched A/B tests for models that potentially can boost the efficiency and/or </span><span style="font-family: Arial, sans-serif; font-size: 12pt">revenue of the company.</span></li> <li><span style="font-family: Arial, sans-serif; font-size: 12pt">Thorough, audit-ready documentation for models.</span></li> </ul> <p><br></p> <p><span style="font-family: Inter, sans-serif; font-size: 12pt; font-weight: bold">What We Offer</span></p> <ul> <li><span style="font-family: Inter, sans-serif; font-size: 12pt">Join a fast-scaling FinTech company where your decisions shape the business and your contributions truly matter.</span></li> <li><span style="color: rgb(34, 34, 34); font-family: arial, helvetica, sans-serif; font-size: 12pt">Enjoy 20 paid days off annually, flexible scheduling, and a supportive, people-first culture.</span><br></li> <li><span style="font-family: Inter, sans-serif; font-size: 12pt">Learning, sports and medical insurance compensation.</span></li> <li><span style="font-family: Inter, sans-serif; font-size: 12pt">Work in an international, agile team with ambitious goals, modern tools, and a strong sense of purpose.</span></li> </ul><br><hr><div class="fabric-5qovnk-root MuiBox-root css-witlqh" data-fabric-component="Flex"><div class="fabric-5qovnk-root MuiBox-root css-1phs5iq" data-fabric-component="Flex"><div class="fabric-2lfz5e-root MuiBox-root css-jipda8" data-fabric-component="LayoutBox"><p class="fabric-v3bc9l-root" data-fabric-component="BodyText">Location</p></div><div class="fabric-15808a6-root MuiBox-root css-4cxybv" data-fabric-component="LayoutBox"><p class="fabric-958q8r-root" data-fabric-component="BodyText">Remote</p></div><hr class="MuiDivider-root fabric-jcid1o-root MuiDivider-fullWidth MuiBox-root css-40h3v3" data-fabric-component="Divider"></div><div class="fabric-5qovnk-root MuiBox-root css-1phs5iq" data-fabric-component="Flex"><div class="fabric-2lfz5e-root MuiBox-root css-jipda8" data-fabric-component="LayoutBox"><p class="fabric-v3bc9l-root" data-fabric-component="BodyText">Department</p></div><div class="fabric-15808a6-root MuiBox-root css-4cxybv" data-fabric-component="LayoutBox"><p class="fabric-958q8r-root" data-fabric-component="BodyText">Risk</p></div><hr class="MuiDivider-root fabric-jcid1o-root MuiDivider-fullWidth MuiBox-root css-40h3v3" data-fabric-component="Divider"></div><div class="fabric-5qovnk-root MuiBox-root css-1phs5iq" data-fabric-component="Flex"><div class="fabric-2lfz5e-root MuiBox-root css-jipda8" data-fabric-component="LayoutBox"><p class="fabric-v3bc9l-root" data-fabric-component="BodyText">Employment Type</p></div><div class="fabric-15808a6-root MuiBox-root css-4cxybv" data-fabric-component="LayoutBox"><p class="fabric-958q8r-root" data-fabric-component="BodyText">Full-Time</p></div><hr class="MuiDivider-root fabric-jcid1o-root MuiDivider-fullWidth MuiBox-root css-40h3v3" data-fabric-component="Divider"></div><div class="fabric-5qovnk-root MuiBox-root css-1phs5iq" data-fabric-component="Flex"><div class="fabric-2lfz5e-root MuiBox-root css-jipda8" data-fabric-component="LayoutBox"><p class="fabric-v3bc9l-root" data-fabric-component="BodyText">Compensation</p></div><div class="fabric-15808a6-root MuiBox-root css-4cxybv" data-fabric-component="LayoutBox"><p class="fabric-958q8r-root" data-fabric-component="BodyText">6000</p></div><hr class="MuiDivider-root fabric-jcid1o-root MuiDivider-fullWidth MuiBox-root css-40h3v3" data-fabric-component="Divider"></div></div>

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